Term Loan to Manufacturing Industry

The individuals or organizations who want to establish a new manufacturing/processing project or expand existing company. T Bank’s Term Loan to Manufacturing Industry is best suited for those individuals or organizations that would like to invest it.

Established individual firm/companies engaged in any type of manufacturing activity or units having satisfactory operational record/ history and have complete financial statements are eligible for this kind of loan.

Click here to refer interest rate chart

Maximum of 75% of the project cost depending on the viability of the project.

20 years excluding gestation period

  • Application
  • Copy of citizenship identity card.
  • Detailed Project Report (For development of new projects).
  • Business income tax and personal income tax assessment for individuals & Business units, if it is in operation.
  • Certificate of Incorporation issued by the ROC, if applicable.
  • Environmental clearance.
  • Approval for power supply from Bhutan power Corporation.
  • Audited Financial Statements- Balance sheet & P& L Account for last two years, if it is in operation.
  • Projected profit & loss statement for the proposed loan tenure or at least for next five years.
  • Working results of Sales & Purchases for the last 6 months, if it is in operation
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  • Latest stock position, if it is in operation
  • Invoice of machineries/fixed assets to be purchased.
  • Present borrowings and bankers details.
  • Valid Trade License.
  • Statutory approval/Clearances from various Government Authorities/ Agencies wherever necessary.
  • Board resolution wherever applicable.
  • Drawings for the new projects.

Download Application Form

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