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Visa Debit Card

A Visa Debit Card is a type of payment card that is linked to the cardholder’s bank account. This means that the money you spend using the card comes directly from the funds available in your bank account. It serves as a convenient way for individuals to access their funds and make purchases without carrying cash.

Bhutanese citizens above the age of 18 years maintaining Savings or Current Deposit Account with T Bank are eligible to avail the Visa Debit Card facility. This can be availed by account holders having mode of operation as Individual, Either or Survivor (E or S), or Sole Proprietorship. Students may also avail this facility with a maximum limit of USD 10,000/-

Please note that Thumb impression/joint signatories account holders are not eligible for the Visa Debit Card.

Annual Travel Scheme (ATS) top-up:

Available Annual Travel Scheme(ATS)can also be topped up on the Visa Debit Card. The request for this facility should be emailed to sonamgyeltshen@tbank.bt for Visa Debit Cards.

Visa Debit Card No. of years
Card Validity 3

Visa Debit Card Amount (Nu.)
Issuance Fee (New Card) 300
Replacement Fee 250
Renewal Fee 250
Annual Fee Free
PIN Generation Fee Free

Visa Debit Card T Bank Terminals BFS Network Terminals Visa Network Terminals
  ATM (Nu.) POS (Nu.) ATM (Nu.) POS (Nu.) ATM (Nu.) POS (Nu.)
Balance Enquiry Free Free 5 Free 20 Free
Cash Withdrawal / Purchase Free Free 9 Free 120 Free
Mini Statement Free Free 5 Free - -
Fund Transfer Free Free - - - -
PIN Change Free Free 5 Free - -

* ATM Issuer Fee @ Nu 9/- for cash withdrawal on BFS Network to be applied only after 5th transaction during the respective calendar month.

Visa Debit Card T Bank Terminals BFS Network Terminals Visa Network Terminals
  ATM(Nu.) POS(Nu.) ATM(Nu.) POS(Nu.) ATM(INR) POS(INR) ATM(USD)/ POS(USD)
Daily Limit 40,000 Unlimited 40,000 Unlimited 15,000 50,000 -
Monthly Limit Unlimited Unlimited Unlimited Unlimited 15,000 50,000                      -
Yearly Limit - - - - - -                1,000
No. of Transaction Count per Day 20 Unlimited 20 Unlimited 20 Unlimited                
Limit per Transaction 15,000 Unlimited         As set by Acquirer                 bank                 As set by Acquirer Bank

  • Copy of Citizenship Identity Card
  • Recent passport-size photo

Green PIN Generation Process for Visa Debit Card

ATM

  • Step-1: Insert Card
  • Step-2: Press Button – GREEN PIN
  • Step-3: Press Button – GENERATE OTP
  • Step-4: Collect your Card
  • Step-5: Insert Card
  • Step-6: Press Button – GREEN PIN
  • Step-7: Press Button – SET PIN
  • Step-8: Enter OTP referring SMS
  • Step-9: Press Button – CORRECT
  • Step-10:Enter your New PIN
  • Step-11:Re-Enter your New PIN
  • Step-12:Collect your Card

TPay

  • Step-1: Card Services
  • Step-2: ATM Card
  • Step-3: ATM Green PIN Generation
  • Step-4: Select From Account
  • Step-5: Enter Card Number
  • Step-6: Enter Card Expiry Date MMYY
  • Step-7: Enter the OTP referring SMS
  • Step-8: Enter New PIN
  • Step-9: Enter Re-Enter New PIN
  • Step-10:Click Submit Button
  • Step-11:Enter your TPIN
  • Step-12:Click OK Button

 

Visa Credit Card

A Visa Credit Card is a type of payment card that allows the cardholder to make purchases on credit, up to a predetermined credit limit set by the card issuer. Unlike a debit card, which directly deducts funds from the cardholder’s bank account, a Visa Credit Card allows cardholders to borrow money from the card issuer for transactions. Cardholders then need to repay the borrowed amount along with any accrued interest and fees within a specified billing cycle.

Bhutanese citizens above 18 years maintaining Savings or Current Deposit Accounts with T Bank and having a legitimate repayment source are eligible to avail the Visa Credit Card facility. This card can be availed by account holders having mode of operation as Individual, Either or Survivor (E or S), or Sole Proprietorship. Students may also avail this facility with a maximum limit of USD 10,000/-

Please note that Thumb impression/joint signatories account holders are not eligible for the Visa Credit Card.

 

Annual Travel Scheme (ATS) top-up:

Available Annual Travel Scheme(ATS)can also be topped up on the Visa Credit Card. The request for this facility should be emailed to the respective credit focal officers for Visa Credit Cards.

Visa Credit Card No. of years
Card Validity 3

Visa Credit Card Amount (Nu.)
Joining fee 1000
Issuance Fee (Add on Card) 500
Replacement Fee 300
Renewal Fee (Primary Card) 500
Renewal Fee (Add on Card) 500
Annual Fee (Primary Card) 500
Annual Fee (Add on Card) 500
PIN Generation Fee Free
Interest on revolving credit facility per month 2.5%
Late Payment Fee 250
FOREX Transaction Fee on Transaction Amount 1.5%
Cash Withdrawal Fee Interest: 1.5% per month on withdrawn amount. Cash Fee: Nu.300 or 3% of withdrawal amount whichever is higher (ATMs)
Repayment Minimum due amount @ 25% of the total utilized amount within the month of billing statement.
Over Limit Charges Nu. 300 or 0.3% of the over limit amount whichever is higher

Visa Credit Card T Bank Terminals BFS Network Terminals Visa Network Terminals
  ATM (Nu.) POS (Nu.) ATM (Nu.) POS (Nu.) ATM (INR) POS (INR)
Balance Enquiry Free Free 5 Free 20 Free
Cash Withdrawal / Purchase Free Free 9 Free - Free
Mini Statement Free Free 5 Free - -
Fund Transfer Free Free - - - -
PIN Change Free Free 5 Free - -

* ATM Issuer Fee @ Nu 9/- for cash withdrawal on BFS Network to be applied only after 5th transaction during the respective calendar month.

Visa Credit Card T Bank Terminals BFS Network Terminals Visa Network Terminals
  ATM(Nu.) POS(Nu.) ATM(Nu.) POS(Nu.) ATM(INR) POS(INR) ATM(USD)/ POS(USD)
Daily Limit 40,000 Unlimited 40,000 Unlimited 15,000 50,000                   -
Monthly Limit Unlimited Unlimited Unlimited Unlimited 15,000 50,000                   -
Yearly Limit - - - - - -               1,000
No. of Transaction Count per Day 20 Unlimited 20 Unlimited 20 Unlimited - -

  • Copy of Citizenship Identity Card
  • Copy of Citizenship Identity Card for Add on applicant
  • Latest one passport size color photograph
  • Authenticated and latest salary slip/salary certificate by Department/ Organization
  • Copy of latest PIT Assessment and renewed license copy (for self-employee)
  • Copy of BIT Certificate and renewed license copy (self-employed, professional and businessman)
  • Contact letter (for contact employee)
  • Letter of consent for extension of existing securities (if offered)
  • Ownership certificate for new fixed security (if offered)
  • FDR receipt/certificate endorsed and stamped with two signatures at the back (if offered)
  • Copy of valid passport (for international cards)

 

RuPay Debit Card

T Bank’s RuPay Debit Card is a type of payment card issued under the RuPay payment network in India. It is linked to your bank account, which means its usage is based on the funds available in your bank account. It is primarily accepted within India, offering a range of features and benefits similar to other debit cards. Apart from business and pilgrimage trips, the RuPay Debit Card will be useful for students studying in India to meet their daily expenses.

Bhutanese citizens above the age of 18 years maintaining Savings or Current Deposit Account with T Bank are eligible to avail the RuPay Debit Card facility. This can be availed by account holders having mode of operation as Individual, Either or Survivor (E or S), or Sole Proprietorship.

Please note that Thumb impression/joint signatories account holders are not eligible for the RuPay Debit Card.

 

Annual Travel Scheme (ATS) top-up:

Available Annual Travel Scheme(ATS) can also be topped up on the RuPay Debit Cards. The request for this facility should be emailed to sonamgyeltshen@tbank.bt for RuPay Debit Cards.

RuPay Debit Card No. of years
Card Validity 3

RuPay Debit Card Amount (Nu.)
Issuance Fee (New Card) 250
Replacement Fee 200
Renewal Fee 200
Annual Fee Free
PIN Generation Fee Free

RuPay Debit Card T Bank Terminals BFS Network Terminals(Bhutan) RuPay Network Terminals(India)
  ATM (Nu.) POS (Nu.) ATM (Nu.) POS (Nu.) ATM (INR) POS (INR)
Balance Enquiry Free Free 5 Free 5.30 Free
Cash Withdrawal / Purchase Free Free 9 Free 33 Free
Mini Statement Free Free 5 Free - -
Fund Transfer Free Free - - - -
PIN Change Free Free 5 Free - -

* ATM Issuer Fee @ Nu 9/- for cash withdrawal on BFS Network to be applied only after 5th transaction during the respective calendar month.

RuPay Debit Card T Bank Terminals BFS Network Terminals RuPay Network Terminals (India)
  ATM(Nu.) POS(Nu.) ATM(Nu.) POS(Nu.) ATM(INR) POS(INR)
Daily Limit 40,000 Unlimited 40,000 Unlimited 15,000 50,000
Monthly Limit Unlimited Unlimited Unlimited Unlimited 15,000 50,000
No. of Transaction Count per Day 20 Unlimited 20 Unlimited 20 Unlimited
Limit per Transaction 15,000 Unlimited   As per the Acquirer Bank     As per the Acquirer Bank

Note: Turn Around Time (TAT): 10 days + Time for Postage

  • Copy of Citizenship Identity Card
  • Recent passport-size photo

Green PIN Generation Process for RuPay Debit Card

ATM

  • Step-1: Insert Card
  • Step-2: Press Button – GREEN PIN
  • Step-3: Press Button – GENERATE OTP
  • Step-4: Collect your Card
  • Step-5: Insert Card
  • Step-6: Press Button – GREEN PIN
  • Step-7: Press Button – SET PIN
  • Step-8: Enter OTP referring SMS
  • Step-9: Press Button – CORRECT
  • Step-10:Enter your New PIN
  • Step-11:Re-Enter your New PIN
  • Step-12:Collect your Card

TPay

  • Step-1: Card Services
  • Step-2: ATM Card
  • Step-3: ATM Green PIN Generation
  • Step-4: Select From Account
  • Step-5: Enter Card Number
  • Step-6: Enter Card Expiry Date MMYY
  • Step-7: Enter the OTP referring SMS
  • Step-8: Enter New PIN
  • Step-9: Enter Re-Enter New PIN
  • Step-10:Click Submit Button
  • Step-11:Enter your TPIN
  • Step-12:Click OK Button

 

Proprietary Debit Card

Now using your T Bank debit card makes more sense than ever. Spending directly through your debit card helps you control cash carrying risk. It requires a Personal Identification Number (PIN) to be used to verify the transaction. Debit cards are used to electronically withdraw funds directly from the card holder’s accounts.

  • Balance Enquiry
  • Cash Withdrawal/ Purchase
  • Fast Cash from ATM
  • PIN Change from ATM
  • Mini Statement from ATM
  • Fund Transfer from ATM
  • Card is valid within Bhutan

Account holders who have account with any of the T Bank branches are eligible to avail the debit card services. The card can be availed as Individual, Either or Survivor (E or S), or Sole proprietorship.

Please note that Thumb impression/joint signatories account holders are not eligible to have debit cards.

Fees Nu
Renewal fees on Expiry and validity Free
Card Replacement fee 200
PIN Regeneration fee Free

  T Bank Terminals BFS Network terminals
Charges ATM (in Nu) POS (in Nu) ATM (in Nu) POS (in Nu)
Balance Enquiry Free Free First 4 transactions are free. For more than 4 transactions Nu.8 will be charged Free
Cash Withdrawal/Purchase Free Free First 4 transactions are free. For more than 4 transactions Nu.8 will be charged Free
Mini Statement Free      
PIN Change Free      

  T Bank Terminals BFS Network terminals
Transaction Limits ATM's POS's ATM's POS's
Daily Limit Nu.40,000/- Unlimited Nu.40,000/- Unlimited
Transaction Limit Nu.10,000/- per transaction   BFS acquirer Bank BFS acquirer Bank
No of Transactions per day 6 Unlimited 6 Unlimited
PIN Change Free      

Visa Debit Card Application Form

Visa Credit Card Application Form

RuPay Debit Card Application Form

Proprietary Card Applicant Form

Annual Travel Scheme(ATS) Form

FCY Visa Debit Card Form

Student Visa Debit Card Form

Personal Login

 

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