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Loans Interest Rates

                                                                                                                       Revision of Lending rate of T Bank Ltd with effect from 1st May 2024
Sl. No Loan Products Maximum Tenor ( in years) Fixed Rate Floating Rate
1 Loan to SME    5      10.75%
2 Trade & Commerce (business loan)   10      13.00%    12.50%
3 Production & Manufacturing   20      11.00%    9.50%
4 Earth-moving equipment (heavy)    5      12.50%
5 Service - Hotel & Tourism sector   30      10.00%    9.25%
6 Service - Other service sectors (Schools, Colleges, Institutions, Sports complex, etc)   30       11.00%     9.00%
7 Housing Commercial/renovation   30       11.00%    10.00%
8 Housing Residential/renovation   30       11.00%     9.75%
9 Transport loan (Light Vehicle)-Salary Based    5       9.75%
10 Transport light (Commercial purpose)    5      11.50%
11 Transport Heavy- (Commercial purpose)    5      10.75%
12 Transport -Public buses & Tourism    7      10.25%
13 Govt. Employee Loan    5        9.50%
14 Festival Loan    5        9.45%
15 Personal loan    5      13.00%
16 Mortgage Loan    5      12.50%
17 Computer/gadget loan    2      11.00%
18 Loan Against Shares   15       11.00%    10.95%
19 Education loan   10      10.00%
20 WC- Trade and Commerce    1      12.50%
21 WC- Service and Tourism    1       11.00%
22 WC- Manufacturing and Industry    1        9.75%
23 Export Packaging Credit-EPC      
      a Unsecured    1      10.50%
      b Secured    1        9.00%
24 Special Education Loan      
a Unsecured    5        9.90%
b Secured    5        8.90%
25 Overseas Skill Enhancement Loan    5       8.00%      8.00%
26 Loan against Fixed Deposit 1% above the FD interest rate
27 PSL-Agriculture CSI    5       8.00%  
28 PSL-Non-Agriculture CSI   10       8.50%  

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