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Loans Interest Rates

                                                               Revision of Lending rate of T Bank Ltd with effect from 1st March 2025
Sl. No Loan Products Maximum Tenor (in years) Fixed Rate Floating Rate
1 Loan to SME    5      10.75%
2 Trade & Commerce (business loan)   10      13.00%    12.00%
3 Production & Manufacturing   20      12.50%    11.50%
4 Earth-moving equipment (heavy)    5      12.00%
5 Service - Hotel & Tourism sector   30       11.75%     9.75%
6 Service - Other service sector   30       11.75%    10.50%
7 Housing Commercial/ renovation   30           10.00%
8 Housing Residential/renovation   30            9.75%
9 Transport loan (Light Vehicle)-Salary Based    5      10.50%
10 Transport light (Commercial purpose)    5      11.50%
11 Transport Heavy- (Commercial purpose)    5      11.50%
12 Transport -Public buses & Tourism    7      10.25%
13 Government Employee Loan    5      10.50%
14 Festival Loan    5      10.00%
15 Personal loan    5      13.50%
16 Mortgage Loan    5      12.50%
17 Computer/ Gadget loan    2      12.00%
18 Loan Against Shares   15       12.00%    11.00%
19 Education loan   10      10.50%
20 WC- Trade and Commerce    1      12.25%
21 WC- Service and Tourism    1      11.00%
22 WC- Manufacturing and Industry    1      11.75%
23 Export Packaging Credit-EPC      
      a Unsecured    1       11.00%
      b Secured    1       10.00%
24 Special Education Loan      
a Unsecured    5       10.00%
b Secured    5        9.25%
25 Overseas Skill Enhancement Loan    5       8.00%      8.00%
26 Loan against Fixed Deposit 1% above the FD interest rate
27 PSL-Agriculture CSI    5       8.00%  
28 PSL-Non-Agriculture CSI   10       8.50%  

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