Housing Loan

1. Housing Loan (Commercial/Renovation)

If you are in need of finance assistant for construction/purchase/renovate of your commercial building, T Bank Housing loan scheme is there to help your financial need.

Any individual, firms who desires to construct commercial building.

Click here to refer interest rate chart

As defined by the Prudential regulation/ Directives of Royal Monetary Authority.

Maximum term of 30 years excluding gestation.

  • Citizenship Identity (CID) copy of the applicant and the guarantor if required.
  • Two recent Pass Port size photographs of the applicant.
  • Ownership certificates of the plot in original where the building will be constructed.
  • No objection certificate from immediate family members (18 years and above) to avail loan and construct building in his / her name if the land has joint ownership.
  • Sale Deed agreement in case of purchase of readymade building.
  • Latest Property valuation.
  • Approved drawing plan of the building and a copy of approval letter for construction/renovation.
  • Expected monthly rental income from property and any other proof of income to service the loan - verified income by way of rental receipts, BIT, etc.

2. Housing Loan (Residential-Home/Renovation/Flat purchase)

Planning to own a home is one of life’s most rewarding challenges. If you wish to built a home/ buy a flat, T Bank has right home loan scheme for you.

Any individual who desire to construct home/purchase flat for self or to renovate their home but not for commercial purpose.

Click here to refer interest rate chart

As defined by the Prudential regulation/ Directives of Royal Monetary Authority.

Maximum term of 30 years excluding gestation period.

  • Citizenship Identity (CID) copy of the applicant.
  • Two recent Pass Port size photographs of the applicant.
  • Ownership certificates of the plot in original where the building will be constructed.
  • No objection certificate from immediate family members (18 years and above) to avail loan and construct building in his / her name if the land has joint ownership.
  • Sale Deed agreement in case of purchase of readymade building / flat.
  • Latest Property valuation.
  • Latest Pay Slip of the applicant if repayment is tied up with borrower's salary income.
  • Approved drawing plan of the building and a copy of approval letter for construction/renovation.
  • Proof of income to service the loan - verified income by way of rental receipts, BIT, etc.

Download Application Form

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