Loan Interest Rates
Affordable financing starts here — explore T Bank’s competitive loan interest rates.
Revision of Lending rate of T Bank Ltd with effect from 1st Sept 2025
Sl. No | Loan Products | Maximum Tenor (in years) | Fixed Rate | Floating Rate |
|---|---|---|---|---|
1 | Loan to SME | 5 | 10.75% | |
2 | Trade & Commerce (Business loan) | 10 | 13.00% | 12.00% |
3 | Production & Manufacturing | 20 | 12.50% | 11.00% |
4 | Earth-moving equipment (heavy) | 5 | 11.25% | |
5 | Service—Hotel & Tourism sector | 30 | 11.75% | 9.50% |
6 | Service - Other service sector | 30 | 11.75% | 10.50% |
7 | Housing Commercial/Renovation | 40 | 11.00% | 10.00% |
8 | Housing Residential/Renovation | 40 | 11.00% | 9.75% |
9 | Transport loan (light vehicle)—individual | 5 | 10.50% | |
10 | Transport light (Commercial purpose) | 5 | 11.50% | |
11 | Transport Heavy- (Commercial purpose) | 5 | 11.50% | |
12 | Transport—Public Buses & Tourism | 5 | 10.25% | |
13 | Government Employee Loan | 7 | 10.00% | |
14 | Personal Loan | 5 | 13.50% | |
15 | Mortgage Loan | 5 | 12.50% | |
16 | Loan Against Shares | 15 | 12.00% | 11.00% |
17 | Education Loan | 10 | 10.00% | |
18 | WC- Trade and Commerce | 1 | 12.25% | |
19 | WC- Service and Tourism | 1 | 11.00% | |
20 | WC- Manufacturing and Industry | 1 | 11.75% | |
21 | Export Credit Package - Unsecured | 1 | 11.00% | |
22 | Export Credit Package - Secured | 1 | 10.00% | |
23 | Special Education Loan - Unsecured | 5 | 9.25% | |
24 | Special Education Loan - Secured | 5 | 9.00% | |
25 | Overseas Skill Enhancement Loan | 5 | 8.00% | |
26 | PSL-Agriculture CSI | 5 | 8.00% | |
27 | PSL-Non-Agriculture CSI | 10 | 8.50% | |
28 | Loan against Fixed Deposit | 1% above FD rate |
