T Wallet
T Wallet: Your Digital Cash
Smart, Secure, Simple – Your All-in-One Digital Wallet Solution.
Your All-in-One Digital Financial Companion
T Wallet revolutionizes how you manage money with a secure, user-friendly mobile wallet designed for seamless transactions. Whether sending funds, splitting bills, or making QR payments, T Wallet empowers users of all ages with cutting-edge features and unmatched convenience.
Benefits of T Wallet
- No T Bank Account Needed Register with just your phone number.
- Dzongkha Support: Use the app in Bhutan’s national language.
- Instant Transfers: Peer-to-peer payments in seconds.
- Youth-Friendly: Open to users aged 10 years and above.
Download T Wallet App
T Wallet Key Features
Fund Management
- Add Money: From T Bank accounts, RMA PG, or cards.
- Send Money: To contacts, beneficiaries, bank accounts, or refund to cards.
- Request Money: Instantly via the app.
Utilities & More
- Mobile Top-Up: Recharge BT and T-Cell prepaid plans.
- Cardless Withdrawal: Access cash without a physical card.
- Split Bills: Divide expenses equally or by custom amounts.
Financial Tools
- Passbook: View mini statements and transaction history.
- QR Payments: Pay any bank’s merchants via QR codes.
- Refer & Earn: Get rewards for inviting friends.
Customer Categories & Wallet Limits
Customer Type | Customer Categories | Transaction Limit | Balance Daily Limit | Balance Monthly Limit |
|---|---|---|---|---|
Citizen | Full KYC for Bhutanese | 30,000/Day | 50,000/ Day | 100,000/ Month |
Citizen | Minimal KYC | 2,000/Day | 5,000/Day | 10,000/ Month |
Tourist | Full KYC for tourist | 100,000/Day | 200,000/ Day | 500,000/ Month |
Tourist | Minimal KYC for tourist | 2,000/Day | 5,000/Day | 10,000/ Month |
Note: *Full KYC means when the user submits limit enhancement request with a copy of CID/Passport
Charges
Wallet Registration
Free of cost
Send to Bank Account
2% of transaction amount
Load Wallet via Card
3.5% of loaded amount
How to Get Started
- Download the T Wallet App: Available on iOS and Android.
- Register: Use your phone number – no bank account required.
- Load Funds: Add money via T Bank, cards, or RMA PG.
- Start Transacting: Send, receive, pay bills, and more!
FAQs
How do I increase my transaction limits?
Submit a National ID copy and a limit enhancement request for Full KYC.
Are there fees for peer-to-peer transfers?
- No – sending to contacts is free. Fees apply only for bank transfers/card loads.
