BIRT (BHUTAN INTER-BANK REAL TIME)
Real-Time Transfers, Nationwide with T Bank
Secure, Instant Domestic Bank Transfers
Welcome to BIRT: Secure, Instant Domestic Bank Transfers
BIRT is your trusted solution for hassle-free, secure, and instant money transfers within domestic banks. Say goodbye to the risks of handling bulk cash or delays in transactions. With BIRT, enjoy seamless transfers tailored to your needs, whether Its BITS, RTGS and BULK payments.
Benefits of using BIRT
- Zero Risk: Eliminate the danger of carrying or losing cash.
- Speed: Choose instant (RTGS) or scheduled (BITS) transfers.
- Efficiency: Bulk payments save time for businesses and institutions.
Key Features
BITS (Batch Interval Transfer System)
- Limit: Transfers up to Nu 1 million per transaction.
- Settlement: Processed in batches every 30 minutes for efficiency.
- Ideal For: Everyday transactions, bill payments, and small business needs.
RTGS (Real-Time Gross Settlement)
- Limit: Transfers above Nu 1 million.
- Settlement: Instant, real-time processing for urgent high-value transactions.
- Ideal For: Property purchases, corporate payments, and critical large transfers.
Bulk Payments
- Volume: Send/receive multiple transactions in one go (single remitter to many beneficiaries or vice versa).
- Flexibility: Perfect for payrolls, vendor payments, or institutional disbursements.
T Bank BFS Codes
Locate your branch’s BFSC code for seamless transfers:
Bank Branch | BFSC Code |
|---|---|
Thimphu Branch | TBBT9100501 |
Phuentsholing Branch | TBBT9100509 |
Gelephu Branch | TBBT9100513 |
Paro Branch | TBBT9100504 |
Mongar Branch | TBBT9100521 |
Samdrupjongkhar Branch | TBBT9100519 |
Tashigang Branch | TBBT9100524 |
Samtse Branch | TBBT9100511 |
Trongsa Branch | TBBT9100517 |
Wangdue Branch | TBBT9100506 |
Charges & Limits
BITS
- Transfer Limit: Up to Nu 1 million
- Fee Structure: Nu 20 per transaction
RTGS
- Transfer Limit: Above Nu 1 million
- Fee Structure: Nu 50 per transaction
Bulk
- Transfer Limit: Unlimited
- Fee Structure: Free
Exact charges depend on your bank’s policy. Contact your branch for details.
